Impact Resistant Roof Texas

But impact resistant roofs do a much better job protecting your home than a class 1 or 2 roofs featured on most homes.

Impact resistant roof texas.

Impact resistant shingles and other roofing materials are designed to resist damage from hail and flying debris abuse that might damage ordinary shingles. I have installed in accordance with the manufacturer s specifications on the above described residence a roof covering listed as complying with underwriters laboratory standard 2218 impact standard for impact resi. However your policy must include wind and hail coverage. Storms that bring hail airborne debris and high winds put your roof at risk for damage and installing impact resistant shingles may.

What are impact resistant roofing materials. Shingles on an impact resistant roof are designed to withstand high winds and hail damage and have a class 4 rating see below. So while an ir shingle may reduce these effects the real benefit lies in. Class 1 class 2 class 3 class 4.

Is impact resistant roofing worth the cost. It is important to note the truth regarding a couple misconceptions associated with impact resistant roof shingles. After a hail storm your shingles may still experience some granular loss and dents at impact points. In 1998 texas was the first state to make it mandatory for insurance companies to offer discounts to homeowners with hail resistant roofing.

A homeowner with the lowest resistant rated roof class 1 in a part of the state with the least hail would only get a 1 discount. Stance of prepared roof covering materials with an impact resistance classification of. If you live in a heavy weather region of the country where your roof takes an awful lot of impact abuse then you may want to consider installing one. How your roof material affects your home insurance premium common forms of damage to a home involve wind and hail.

An impact resistant roof is a roof made with materials that are wind and hail resistant and less. Impact resistant roofing as defined in texas. Ir shingles are impact resistant not impact proof. Texas ranks 1 in hail alley with over a million properties affected by hail damage each year the texas department of insurance incentivizes homeowners to invest in more durable roofs that resist damage from storms especially when the average cost for a new roof is 4 900.

If you re one of the millions of american homeowners who live in an area where intense storms frequently occur then your choice of roofing shingles plays a critical role in protecting your roof from storm damage. San antonio texas 78288 impact resistant roof discount 98088 0215 usaa offers a policy premium discount when the home has an impact resistant roof. A class 4 roof covering offers the best hail protection and will receive the highest discounts on insurance premiums. No roof is hail proof.

How long have impact resistant roofing materials given insurance discounts. The texas department of insurance no longer approves or maintains an active list of approved testing laboratories for impact resistant roofing materials. To qualify in texas as impact resistant roofing class 4 the roofing product must meet underwriters laboratory testing requirements under designation ul 2218.